What is the penalty for driving without insurance in Maryland?

Driving without insurance in Maryland carries significant consequences, which can include fines and the potential suspension of your driving privileges. Maryland law requires all drivers to maintain minimum insurance coverage, and failing to comply can lead to penalties that reflect the seriousness of this requirement.

When a driver is caught operating a vehicle without insurance, they may face immediate financial repercussions, typically in the form of a fine. Additionally, the Maryland Motor Vehicle Administration has the authority to suspend the driver's license of someone who does not have proper insurance coverage. This means that not only can a driver face monetary penalties, but they may also lose their ability to legally operate a vehicle until they fulfill certain obligations, such as obtaining insurance and possibly paying additional fees for reinstatement.

This approach underscores the importance of maintaining valid insurance while driving, as it protects both the driver and other road users from potential financial and legal issues that can arise from accidents or incidents on the road.